1 Hour Loans to Make It till Next Pay

Posted on February 13th, 2010

Are you looking for real fast cash? Welcome to 1hourloans.org. we will get you a loan approved in hours.

Our loans are approved fast and are processed without credit check. Your loan could show in your bank account on the next working day morning.

How Does It Work?

You just fill the form. You are then recontacted and your application can get approved during the same working day if you submitted your application before 2:00pm. It's preferable to apply online as it shortens up the processing time.

Once you have been approved and that your loan has been issued, the payment will be automatically withdrawn from your account on the payment day of your loan agreement. If you want to have your payment day to be extnded, you have to call a few days before the payment is to be taken from your account.

Am I Eligible?

Everybody 18 years and older, holding a job

and having a bank account. There is a requirement of having been employed with your current employer for 2 months minimum with some paydayloan lenders, but others may have different requirements. People without a job but who have a regular source of income, such as retirement benefits and the like, are also eligible.

In What Circumstance Should I Apply For A Loan?

These loans are very easy to get. This can be an advantage as much as it could be a disadvantage. In short, if you are not able to repay your payday loan in time, you will get a fine and your payday loan will get extended until your next pay day. You cannot get a new loan from the same lender until your current loan has been repaid. And this, while the interest on the balance of your loan is accruing.

The bottom line with this type of loan is to use this type of credit only when needed, and repaying its full balance as soon as possible, ideally on your next payday.

What Kind Of Information Will I Have To Provide?

Typical information for the application includes your personal details such as your name, address, phone number, type of work, employer name, employer phone number, monthly income and some info about your bank account.

And What About Confidentiality?

Check for a https connexion for your application form. This ensures that no one except yourself and the lender are able to read the information, because the transmission is encrypted. You should not give any information except over a https connection.

Next, check the website's confidentiality and terms of use policies. These should give you enough information about what information is collected and for what use it is intended to be collected, for you to be able to make a decision.

And What's The Security Of This?

Payday loans have become pretty much mainstream during the last few years. The reasons behind this are that the interest rates paid and received by the banks for deposit funds are the lowest they have been for decades.  Because of this, the banks are not interested in very short term loans anymore except through credit cards, because these very low interest rates combined with the high price processing the banks have to go through because of regulation they must comply with, make it impossible for them to offer these kinds of loans.

In the same time, large depositors decided to withdraw large deposits from the banks to lend their money themselves, bearing all the risks, in order to get a better return on their funds, than what they get from the bank.

Money is currently so plentiful, there is no shortage of funds for payday loans.

The https website connection assures that the website has a merchant account with the bank, and if the bank has trouble with the website, it will close its merchant account at once and the website will not have any https connection opportunity anymore.

It's better for the website to be honest  to be eligible to a merchant account. Otherwise it will not be possible for the payday loan website to carry business over the web.

26 Responses to “1 Hour Loans to Make It till Next Pay”

1. zynga chips Says:
   March 20th, 2010 at 3:15 am

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2. Bo Seryak Says:
   March 29th, 2010 at 10:06 am

   I suppose the same ideas could be applied to someone that offers no products but only advertising space on their blog. I guess that could be considered as a product

3. webmaster Says:
   March 29th, 2010 at 10:19 am

   @Bo Seryak:
   Yes, there is room for creativity

4. sanarita from mobile banking credit union Says:
   March 30th, 2010 at 8:31 pm

   Nice new Layout. I like your blog because you gives useful information. It helps really and are easy to realize.

5. Genie Chaulklin Says:
   March 30th, 2010 at 11:41 pm

   With increasing numbers of loan seekers there has been an increased number of fraudulent lenders who take advantage of the borrowers and they disappear with the collateral and the borrower cannot do anything instead he is faced with new problems.

6. webmaster Says:
   March 31st, 2010 at 12:50 am

   @ Genie Chaulklin:
   The type of loan presented on this site do not involve any type of collateral other than a check for the amount of the loan, postdated to the next pay day or the one after. In the case of this lender, it’s the electronic equivalent of the above. This lender is so much dependent on the electronic fund transfer process that he must remain honest not to lose his EFT privileges and be pushed out of business by the banking industry.

7. Shaun from mobileman Says:
   April 9th, 2010 at 5:53 pm

   Thank you for offering this information and giving the resources to find it. It is refreshing to find bloggers that go the extra step for their readers.

8. Susan from weight loss tips 4.12.2010 Says:
   April 12th, 2010 at 9:02 pm

   I’m glad there is such a thing, due to the economy, I am sure everyone is borrowing money esp on these type of loans. Its actually better than not having money paying mortgage for some people.

9. Jason S. Garcia Says:
   April 15th, 2010 at 12:29 am

   Been reading for a few days now. It was very good and insightful information. BTW, I love your site design as well. I enjoyed reading it and hopefully you will write more soon. Do you have a newsletter? How do I subscribe to the blog itself?

10. Matias from personal finance software Says:
    April 22nd, 2010 at 11:05 am

    That is great that you offer loans without a credit check, I find it annoying the way the whole credit history is done, where if you have no history you are assumed to be a credit risk.

11. wough from payday loans Says:
    May 3rd, 2010 at 6:31 am

    Hay thanks for the post. If you will get cash within an hour you have applied, then its one of the best options for instant cash advance. Good job.

12. Deon Tucek Says:
    May 15th, 2010 at 3:59 am

    Howdy there,I find out that your website is really informative and helpful and we were interested if there can be a possibility of acquiring More stories like this on your website. If you willing to aid us out, we will be willing to compensate you… Sincerely, Deon Tucek

13. Melvin Gibbs Says:
    May 19th, 2010 at 1:44 pm

    Good info here, I’ve come across a few pages now with similar info. I am currently trying to get debt free, so pages can be a real help.

14. Tara Barnes Says:
    May 23rd, 2010 at 1:39 pm

    Cool, I am the first time on this site and am really enthusiastic about and so many good articles. I think it’s just very good.

15. Troy Hambly Says:
    May 26th, 2010 at 3:29 am

    Howdy there,just observed your web-site when i google something and wonder what hosting do you use for your website,the speed is more faster than my wordpress, i really want to know it.will back to check it out,thank you!

16. webmaster Says:
    May 26th, 2010 at 4:52 am

    Hosting service is HostNine

17. Melissa Settimo Says:
    May 27th, 2010 at 3:32 pm

    Hello,this is Melissa Settimo,just observed your Blog on google and i must say this blog is great.may I quote some of the information found in your post to my local mates?i’m not sure and what you think?anyway,Thank you!

18. Nada Mumm Says:
    June 1st, 2010 at 7:01 am

    Hello,Great article dude! i am Tired of using RSS feeds and do you use twitter?so i can follow you there:D.
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19. Tom from Debt Settlement Company Says:
    June 17th, 2010 at 5:14 pm

    I was in the unfortunate situation where I needed money fast – thank goodness I have found a resource like this to help me out! Thank you! This should be able to help me pay my bills.

20. Snabba Lån Says:
    June 21st, 2010 at 1:48 pm

    Whilst you check out the various loan options, have a go at talking with your own bank. If you’ve established a good relationship, you may be a viable candidate for a cheap loan approval since credit scores are derived from patterns of usage.

21. ArneLd Says:
    June 22nd, 2010 at 11:36 am

    Thank you for offering this information and giving the resources to find it. It is refreshing to find bloggers that go the extra step for their readers.

22. Anthony Kantrowitz Says:
    June 29th, 2010 at 11:36 pm

    great insight. i never would have thought about it like that

23. Advice on Getting Out of Debt Says:
    July 13th, 2010 at 2:41 pm

    With the press release of the latest RPI data and the recent growth in inflation, getting your borrowings levels down, both public and private has to be vital now.

24. Help For Getting Out of Debt Says:
    July 13th, 2010 at 3:34 pm

    The unseen time bomb in all of this is that as peoplefight to reduce debt levels the knock on effect of all of this then emerges as excpenditure tightens up with little available cash being spent and more saved…and so on. The end result if Central Bankers don’t get it correct is the complete break down of the financial system.

25. from hot.ee' rel='external nofollow' class='url'>Heino Oja Says:
    July 20th, 2010 at 6:47 pm

    Hello
    Are you in Estonia is through a payday loan. 500USD. 30 days
    I need urgent assistance. If you can then how long it takes for a transaction.
    Sincerely, H. Oja

26. webmaster Says:
    July 23rd, 2010 at 11:23 am

    @Hot.ee:
    I’m sorry about your situation.
    Try this, it might work for you: http://1hourloans.org/uk

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